This hard cover RFID Fabrizio journal combo has it all! Inside is a refillable spiral journal with black polypropylene cover,160 white lined, perforated pages with date feature and a vinyl bookmark. Tuck your device into the universal smartphone holder on the outside cover and insert your business cards or bank card into one of two card slots. Slip the included black Lindsay pen I153 into the elastic pen loop and you are equipped for a day of office notetaking or personal journaling on the go.